Terms of Service

Allinka provides software that connects entrepreneurs and small business owners with one another and with education, resources, and funding.

The Service is provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee uninterrupted availability, error-free operation, or suitability of the Service for any particular purpose.

You must be at least 18 years old and able to form a binding contract under applicable law to use the Service. By using the Service you represent and warrant that you meet these requirements and that your use does not violate any applicable law.

Supervised use by minors. A parent, legal guardian, educator, school, mentor, sponsor, or other adult acting in a responsible capacity may serve as the account holder for a group that includes participants under 18. The adult account holder is solely responsible for obtaining any consents required by law (including COPPA, FERPA, and analogous laws), supervising those participants’ use of the Service, and the acts and omissions of those participants. We do not knowingly permit users under 18 to hold individual accounts, enter into financial transactions, or apply for credit in their individual capacity.

You are responsible for the confidentiality of your account credentials and for all activity under your account, and must notify us promptly of any unauthorized access. We are not liable for losses caused by your failure to safeguard your credentials. We may refuse, suspend, or terminate accounts at our discretion, including where required by applicable law or by our service providers.

Allinka is a software platform. We do not provide the education, services, capital, or professional advice that members and third parties offer through the Service.

Where the Service helps you find a mentor, service provider, or other member, that relationship is between you and them. We are not a party to it and are not responsible for their acts, omissions, representations, or performance.

The Service relies on third-party providers, including blockchain networks, identity and authentication providers, and payment providers. Those providers operate under their own terms and policies. We are not responsible for their acts, omissions, fees, downtime, security practices, or any losses arising from your use of their services. Payment providers perform their own identity verification and payment processing; we do not receive or store identity documents, card numbers, or bank account details collected by those providers.

You agree not to use the Service to: violate applicable law; infringe the rights of others; interfere with or disrupt the Service or its users; attempt unauthorized access to any portion of the Service; impersonate any person or entity; submit false, misleading, or fraudulent information or decisions; manipulate governance, voting, or membership mechanisms; or use the Service in a manner that exposes us or our service providers to legal or reputational risk.

We may, at our sole discretion and without notice, restrict access to or remove content that we believe violates these Terms or applicable law.

Conduct toward other members. You agree not to harass, threaten, defame, or discriminate against other members; send unsolicited bulk, repetitive, or off-topic messages, advertisements, or solicitations; misrepresent your identity, business, credentials, licenses, or affiliations; promote pyramid schemes, chain referrals, or investment opportunities you are not authorized to offer; collect or store other members’ information outside the Service; or post content you do not have the right to share.

You may report content or conduct that violates these Terms from within the Service or by contacting support@allinka.com. We may remove content, limit account features, or terminate accounts in response. We have no obligation to monitor content, and we do not verify or endorse the credentials, experience, or claims that members publish.

Automated access. You may access the Service through the interfaces we publish. You may not scrape, crawl, or harvest member profiles, connections, messages, posts, or other member data from the Service by automated means; access it through any interface we have not published; circumvent rate limits, authentication, or other technical controls; or use data obtained from the Service to build a dataset, directory, index, or model. We may block or throttle automated traffic at our sole discretion and without notice.

You are responsible for the accuracy of your profile, including any credentials, experience, business affiliation, or services you list. Content you post is visible to the audience you select and may be re-shared by other members within the Service.

Direct messages are private between their participants but are not end-to-end encrypted. We may access message content where necessary to operate the Service, respond to a report, or comply with applicable law.

We do not verify member-provided information. You are responsible for your own diligence before relying on another member’s claims, entering into an agreement, or transacting.

All rights, title, and interest in the Service — including software, design, content, branding, and trademarks — are owned by us or our licensors. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for its intended purpose, subject to these Terms. You may not copy, modify, create derivative works of, publicly display, sell, sublicense, reverse-engineer, decompile, or disassemble the Service, or attempt to derive its source code or underlying structure, except where that restriction is unenforceable under applicable law.

You retain ownership of content you submit through the Service. You grant us a worldwide, non-exclusive, royalty-free license to host, store, reproduce, modify, and display your content as necessary to operate, maintain, and improve the Service.

The Service does not provide legal, financial, tax, investment, or regulatory advice. You are solely responsible for compliance with laws applicable to you, your group, and your activity, including securities, money transmission, sanctions, anti-money-laundering, and tax laws in your jurisdiction. You should consult qualified professionals before making decisions with legal or financial consequences.

We make no representation that the Service is appropriate or available in any particular jurisdiction. You access the Service at your own initiative and are responsible for compliance with local law.

To the maximum extent permitted by law, Allinka and its affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or funds, arising out of or relating to the Service, regardless of the theory of liability and even if advised of the possibility of such damages.

In no event will our aggregate liability arising out of or relating to these Terms or the Service exceed the greater of (a) the total amounts paid by you to us in the twelve months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars (US$100).

Some jurisdictions do not allow the exclusion or limitation of certain damages; in those jurisdictions our liability is limited to the maximum extent permitted by law.

You agree to indemnify, defend, and hold harmless Allinka and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, your violation of these Terms or applicable law, your group’s operations or governance, or your infringement of any third-party right.

You may stop using the Service at any time, and may request deletion of your account and personal information as described in the Privacy Policy. We may suspend or terminate your access to the Service, with or without notice, for any reason, including violation of these Terms. Certain records persist after deletion: records we are required to retain by law are retained for the applicable period; messages you have sent remain visible to their recipients; and posts or comments that other members have re-shared may remain part of their content. Sections of these Terms that by their nature should survive termination will survive.

We may update these Terms from time to time. If changes are material, we will provide reasonable notice, such as updating the effective date and posting the revised Terms on the Service. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

Any dispute arising out of or relating to these Terms or the Service will be resolved by final, binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. Arbitration will take place in Atlanta, Georgia, or another mutually agreed location.

You and Allinka each waive any right to a jury trial and any right to participate in a class action, class arbitration, or other representative proceeding. Either party may seek injunctive or equitable relief in a court of competent jurisdiction to protect its intellectual property rights.

These Terms are governed by the laws of the State of Georgia, United States, without regard to its conflict-of-laws provisions. The U.N. Convention on Contracts for the International Sale of Goods does not apply.

Where local law grants you mandatory consumer or data-protection rights that cannot be waived, those rights apply notwithstanding any contrary provision of these Terms. Provisions held unenforceable in a particular jurisdiction will be limited or modified to the minimum extent necessary, and the remaining provisions remain in effect.

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Allinka regarding the Service. Our failure to enforce any provision is not a waiver of that provision. If any provision is held unenforceable, the remaining provisions remain in effect. You may not assign these Terms without our prior written consent; we may assign them without restriction.

For questions about these Terms, contact legal@allinka.com. For account or product support, contact support@allinka.com. To report a security vulnerability, contact security@allinka.com.